FAQ
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Can the government or state-enterprise officers apply for the multi purpose 5 plus ?
The multi purpose 5 plus is only available for private sectors employees.
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Does the bank automatically deduct the loan payment from the salary account of the borrower?
The bank will automatically deduct the installment amount from the bank account of the borrower.
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Where can the loan be paid ?
- Any Krungthai banks
- Krungthai netbank
- Any ATMs with Krungthai Loan Convenience Card
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Will applicants need salary account with Krungthai Bank ?
No
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Will government and state enterprise officers be eligible to apply for the loan ?
Yes
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How is the Krungthai Tanawat loan’s interest being calculated ?
Daily interest calculation for the actual loan amount and days spent only
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Is it mandatory for loanees to have payroll account with Krungthai Bank ?
Yes . The private company must pay the salary to the loanees account with Krungthai bank.
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Is the interest rate an effective interest rate?
Yes.
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What is the loan period?
In case of guarantor / exempt from guarantor, the maximum loan period is 15 years.
In case of collateral, the maximum loan period is 15 years.
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What is the maximum loan limit?
In case of guarantor / exempt from guarantor, the maximum loan limit is up to 5 times of income.
In case of collateral, the maximum loan limit is not exceeding the value of the collateral.
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Is it mandatory for borrower to have a payroll account with Krungthai Bank?
Yes, a payroll account with Krungthai Bank is mandatory.
