UnionPay Debit Card
Apply today, free card issuance fees and annual fees value 350 baht
Note: In the case of issuing an instant card (new card or replacement card) at 7 participating branches (Nana Nuea, Paragon, Central Ladprao, The Mall Ngamwongwan, Central Rama 3, Fashion Island and Central Bangna), you will be waived only the annual fee of 250 baht.
Card replacement fees
Until 31 December 2025
Value 350 Baht.
* Terms and conditions as specified
by Krungthai bank
Card Replacement Fee
The maximum amount of all currencies,...
Cash withdrawal limit at ATMs
Foreign currency cash withdrawal at Krungthai branches*
Limit 2 Transactions/Day
Payments limit via EDC or e-Commerce
Services | Fee rate |
Withdrawal foreign ATMs |
100 THB/Transaction (Incase of withdraw in CNY currency deducted fee according to the currency of the transaction. Using the exchange rate set by the bank
Remark |
Foreign currency cash withdrawal at Krungthai branches* *Available at : Nananua branch, Siam Paragon Branch, Central World Plaza Branch and Central Ladprao Branch *The INR and MYR currency service is not supported. |
100 THB/Transaction (deducted according to the currency of the transaction. Using the exchange rate set by the bank) Starting to charge the fee from the first transaction of the month. |
Check the remaining balance at foreign ATMs |
Not available (You can check the remaining balance via Krungthai NEXT) |
Spending at EDC Machines | No fee |
Exchanges via Krungthai NEXT | No fee |
Card Delivery Fee when customer choose to pick up the card at home address | 42 THB/Card |
Service Fees |
Withdrawal foreign ATMs |
100 THB/Transaction (Incase of withdraw in CNY currency deducted fee according to the currency of the transaction. Using the exchange rate set by the bank
Remark |
Foreign currency cash withdrawal at Krungthai branches* *Available at : Nananua branch, Siam Paragon Branch, Central World Plaza Branch and Central Ladprao Branch *The INR and MYR currency service is not supported. |
100 THB/Transaction (deducted according to the currency of the transaction. Using the exchange rate set by the bank) Starting to charge the fee from the first transaction of the month. |
Check the remaining balance at foreign ATMs |
Not available (You can check the remaining balance via Krungthai NEXT) |
Spending at EDC Machines |
No fee |
Exchanges via Krungthai NEXT |
No fee |
Card Delivery Fee when customer choose to pick up the card at home address |
42 THB/Card |
Services | Maximum usage limit per day |
The maximum amount of all currencies, all types of travel card. |
5,000,000 Baht |
Cash withdrawal limit at ATMs | 500,000 Baht/Day |
Foreign currency cash withdrawal at Krungthai branches* *Available at : Nananua branch, Siam Paragon Branch, Central World Plaza Branch and Central Ladprao Branch *The INR and MYR currency service is not supported. |
25,000 Baht/Transaction Limit 2 Transactions/Day |
Payments limit via EDC or e-Commerce | 5,000,000 Baht/Day |
Card validity |
5 years from the month of issue |
Maximum usage limit per day |
The maximum amount of all currencies, all types of travel card. |
5,000,000 Baht |
Cash withdrawal limit at ATMs |
500,000 Baht/Day |
Foreign currency cash withdrawal at Krungthai branches* *Available at : Nananua branch, Siam Paragon Branch, Central World Plaza Branch and Central Ladprao Branch *The INR and MYR currency service is not supported. |
25,000 Baht/Transaction Limit 2 Transactions/Day |
Payments limit via EDC or e-Commerce |
5,000,000 Baht/Day |
Card validity |
5 years from the month of issue |
- Can use the card in Thailand same as general debit card with Thai baht currency by deducted the deposit account link to the card. Both withdrawals at ATMs and payment for goods / services at the Thai Payment Network and UnionPay acceptance.
- Exchange foreign currencies with most competitive rates of CNY currency.
- Buy and sell currencies, check your balance, activate and deactivate the card by yourself via Krungthai NEXT application
- Conveniently to purchase products and services at worldwide UnionPay’s merchant under currencies provided, support Contactless and QR Code payment.
- Withdraw cash at worldwide ATMs under currencies provided.
- Purchase online websites and under currencies provided.
- No fee charge for currency exchange.
- In case of cash withdrawal at foreign ATMs or payments at foreign merchant or websites with currencies other than CNY, transaction will be convert to THB and deduct deposit accounts link with the card by merchant/UnionPay exchange rate and markup 2.5% for exchange rate risk.
- Thai citizen.
- At least 15 years of age.
- National ID card.
- Each person can apply only 1 main card.
- Any currency exchanged and stored in the card will be exempted from getting interest.
- The amount of Thai Baht currency exchanged through the Krungthai NEXT application will be transferred to savings or current account linked with Krungthai NEXT application.
- Any withdrawal or payment transaction with the exceeding amount will be denied immediately.
- For card cancellation, please contact Krungthai Bank branch nationwide.
- The Bank does not support profit making from currency speculation.
- The Bank reserves the right to cancel or terminate or suspend the Card or relevant services and claim for damages or compensation immediately in case where the Bank considers that the Card may be used for commercial purpose or used for currency speculation or other purposes except for consumption purpose or the use of Card breaches, or is likely to breach any laws, regulation or notification of any authorities.
- The Bank reserves the rights to change or cancel details, conditions and any privilege in this card without prior notice. In case of having dispute, the Bank decision is final.
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For further information, please contact Krungthai Contact Center 02-111-1117 or International Toll Free +800-1111-1117
How to use International Toll-Free Example: Calling from USA: press 011 800 1111 1117 Click here to see how to access and country list
Krungthai Travel UnionPay Debit Card can be used to.-
- Exchange foreign currencies with most competitive rates.
- Supported currency CNY.
- Withdraw cash from worldwide ATMs under currencies provided.
- Payment at worldwide UnionPay’s merchant under currencies provide.
- Payment via online merchant under currencies provide.
- Withdraw cash at ATMs form currencies provided.
- Purchase products and services at any shop supported by UnionPay and under currencies provided.
- Purchase online websites and under currencies provided.
- Able to exchange foreign currencies with most competitive rates.
- Able to withdraw and spending at worldwide UnionPay’s acceptance under currencies provided.
- Reduce risk from carrying cash on the trip.
- Able to control expense as the transaction cannot be completed if case on insufficient. However, customers can exchange / Top Up 24/7.
- Able to On/Off card by yourself via Krungthai NEXT application 24/7.
- Support QR Code Payment at worldwide UnionPay’s acceptance under currencies provided via Krungthai NEXT
- Spend comfortably There is no charge for 2.5% exchange rate risk.(When spending in CNY currency)
For new customers (not having Krungthai Savings or Current account)
- Open a savings or current account.
- Apply for Krungthai Travel UnionPay Debit Card.
- Register Krungthai NEXT application and activate it.
For existing customers (having Krungthai Savings or Current already)
- Apply for Krungthai Travel UnionPay Debit Card.
- Register Krungthai NEXT application and activate it.