Multi-purpose loan: Special for government officials,  government employees and state enterprise employees

Multi-purpose loan: Special for government officials, government employees and state enterprise employees

Multi-purpose loan from Krungthai, get approved easily.
HIGHLIGHT
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A loan that meets all your needs
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Maximum loan limit up to 5 million Baht
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No need to have payroll accout via the Krungthai Bank

INTEREST RATES
Guarantor/No guarantor Collateral
Income deduction for debt payment
Starting at  MRR + 0.75% MRR - 0.75%
Auto Debit
Starting at  MRR + 2.75% MRR
Loan limit approval
Guarantor/No guarantor Collateral
Maximum of 2 milllion Baht Maximum of 5 milllion Baht

Borrower qualifications

  1. Government officials, state enterprise employees, public organization officers, with salary 13,000 Baht or above
  2. Government employees, contract employees, and employees in government agencies and state enterprises with at least 2-year employment period, at least 3 consecutive years of  work experiences in their organization, with salary 15,000 Baht or above

Loan limit as stated in contract Loan administration  fee
Not exceed 100,000 Baht 300 Baht
100,001 – 500,000 Baht 500 Baht
500,001 – 1,000,000 Baht 800 Baht
1,000,001 – 2,000,000 Baht 1,000 Baht

Remark: Only charged on loan with a guarantor or no guarantor (not charged in the case of using securities/deposit as collateral)

Required documents

  1. A copy of national ID card, government official card or state enterprise employee card
  2. A copy of house registration
  3. Original copy of income certificate or latest payroll slip or other reliable original evidence showing income
  4. A bank statement of latest 3 months or more. For new customer with less-than-6-month payroll statement via Krungthai Bank account, the payroll statement of other bank accounts may be submitted for loan approval.