HIGHLIGHT

A loan to spend on all your needs

Maximum loan limit up to 5 times of income
Not exceeding 500,000 Baht

Easy to apply

Simply having a payroll account with Krungthai bank

Interest Rates
Guarantor / exempt from guarantor | Collateral |
MRR + 3.00% | MRR |

Loan period up to 15 years

Applicant qualifications
- Government officials, state enterprise employees, public organization officers and employees of government agencies with monthly salary of 30,000 Baht or above
- Minimum working period of 1 year
- Having a payroll account with Krungthai Bank with sufficient income after expenses deduction to repay the installment
- No history of default
- Being sui juris
Guarantor qualifications
- Being an employee of the same affiliation of the borrower but working in the different workplace/office is applicable.
- Minimum working period of 1 year
Required documents
- Copy of National ID card, government official ID card or state enterprise employee card
- Copy of house registration document
- Original copy of income certificate or payroll slip or other original evidence showing reliable income
- Bank statement of deposit account
Remark : Terms conditions are as specified by the Bank
FAQ
Yes.
In case of guarantor / exempt from guarantor, the maximum loan period is 15 years.
In case of collateral, the maximum loan period is 15 years.
In case of guarantor / exempt from guarantor, the maximum loan limit is up to 5 times of income.
In case of collateral, the maximum loan limit is not exceeding the value of the collateral.
Yes, a payroll account with Krungthai Bank is mandatory.