Multi-purpose loan for government officials, permanent government employees and state enterprise employees, whose affiliations did not conduct MOU to provide credit as a welfare.

Multi-purpose loan for government officials, permanent government employees and state enterprise employees, whose affiliations did not conduct MOU to provide credit as a welfare.

HIGHLIGHT

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A loan to spend on all your needs
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Maximum loan limit up to 5 times of income
Not exceeding 500,000 Baht
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Easy to apply
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Simply having a payroll account with Krungthai bank
Multi-purpose loan for government officials, permanent government employees and state enterprise employees, whose affiliations did not conduct MOU to provide credit as a welfare.

Applicant qualifications 

  1. Government officials, state enterprise employees, public organization officers and employees of government agencies with monthly salary of 30,000 Baht or above
  2. Minimum working period of 1 year
  3. Having a payroll account with Krungthai Bank with sufficient income after expenses deduction to repay the installment
  4. No history of default
  5. Being sui juris

Guarantor qualifications 

  • Being an employee of the same affiliation of the borrower but working in the different workplace/office is applicable.
  • Minimum working period of 1 year

Required documents

  1. Copy of National ID card, government official ID card or state enterprise employee card
  2. Copy of house registration document
  3. Original copy of income certificate or payroll slip or other original evidence showing reliable income
  4. Bank statement of deposit account

Remark : Terms conditions  are as specified by the Bank

FAQ

Yes.

In case of guarantor / exempt from guarantor, the maximum loan period is 15 years.

In case of collateral, the maximum loan period is 15 years.

In case of guarantor / exempt from guarantor, the maximum loan limit is up to 5 times of income.

In case of collateral, the maximum loan limit is not exceeding the value of the collateral.

Yes, a payroll account with Krungthai Bank is mandatory.

Is the interest rate an effective interest rate?

Yes.

What is the loan period?

In case of guarantor / exempt from guarantor, the maximum loan period is 15 years.

In case of collateral, the maximum loan period is 15 years.

What is the maximum loan limit?

In case of guarantor / exempt from guarantor, the maximum loan limit is up to 5 times of income.

In case of collateral, the maximum loan limit is not exceeding the value of the collateral.

Is it mandatory for borrower to have a payroll account with Krungthai Bank?

Yes, a payroll account with Krungthai Bank is mandatory.