HIGHLIGHT
A loan that meets all your needs
Maximum loan limit up to 5 million Baht
No need to have payroll accout via the Krungthai Bank
INTEREST RATES
| Types | Guarantor/No guarantor | Collateral |
| Income deduction for debt payment | Starting at MRR + 0.75% | MRR - 0.75% |
| Auto Debit | Starting at MRR + 2.75% | MRR |
| Guarantor/No guarantor | Collateral |
| Income deduction for debt payment | |
| Starting at MRR + 0.75% | MRR - 0.75% |
| Auto Debit | |
| Starting at MRR + 2.75% | MRR |
Loan limit approval
| Guarantor/No guarantor | Collateral |
| Maximum of 2 milllion Baht | Maximum of 5 milllion Baht |
| Guarantor/No guarantor | Collateral |
| Maximum of 2 milllion Baht | Maximum of 5 milllion Baht |
Borrower qualifications
- Government officials, state enterprise employees, public organization officers, with salary 13,000 Baht or above
- Government employees, contract employees, and employees in government agencies and state enterprises with at least 2-year employment period, at least 3 consecutive years of work experiences in their organization, with salary 15,000 Baht or above
| Loan limit as stated in contract | Loan administration fee |
| Not exceed 100,000 Baht | 300 Baht |
| 100,001 – 500,000 Baht | 500 Baht |
| 500,001 – 1,000,000 Baht | 800 Baht |
| 1,000,001 – 2,000,000 Baht | 1,000 Baht |
Remark: Only charged on loan with a guarantor or no guarantor (not charged in the case of using securities/deposit as collateral)
Required documents
- A copy of national ID card, government official card or state enterprise employee card
- A copy of house registration
- Original copy of income certificate or latest payroll slip or other reliable original evidence showing income
- A bank statement of latest 3 months or more. For new customer with less-than-6-month payroll statement via Krungthai Bank account, the payroll statement of other bank accounts may be submitted for loan approval.
