Krungthai Smart Money Loan
Krungthai Smart Money Loan
Cash Loan with lower interest rate, easy application and No collateral
needed
HIGHLIGHT
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Up to 5 times of the income
not exceeding 1 million baht
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No Krungthai salary account needed for application,
just earning minimum of 30,000 baht salary
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Easy application
and no collateral or guarantor required
HIGHLIGHT Unique Features
Easy to apply
Qualified applicants
  1. Individuals earning minimum of 30,000 baht salary and minimum working period of 1 year.
  2. Small shop owners with minimum net earning of 30,000 baht/month and business established over 2 years.
  3. No bad financial record or insolvency.
Required documents
  1. Copy of national identification card
  2. Copy of house registration document
  3. Employee identification card (if any)
  4. Original copy of income certifying letter or latest payroll slip or other original copy of credential income report.
  5. Statement
    • Individual with regular income and at least 3 months of savings account statement
    • Retail shop owner with past 1 year statement of the shop’s saving account, copy of corporate affidavit (if any)/copy of certificate of commercial registration (if any)
  6. In case that the applicant applies for refinance purpose, the latest document/statement of personal loan or credit card or other documents with relevant information of refinance purposes are required.