Education Loan for Study Overseas

Education Loan for Study Overseas

Shine your future with Krungthai education loan for study overseas
with credit limit of actual expenses spent
Worry - free
with maximum 10 years borrowing period
with the choice of guardians or students as applicants for loan service

Education Loan for Study Overseas
Guarantee types & Interest rate/year
Saving account as collateral
Saving account ‘s Interest rate of the account payable by the bank and 2% added on top
Property as collateral
=> MRR-0.75%
=> MRR+3.00 %

Service details

We provide loan for educational expenses for individuals wishing to further study overseas. The expenses may include tuition fee, textbook and study materials, and other relevant expenses.

  • The institutes certified by the Office of the Civil Service Commission
  • Language course or Intensive Course
  • Further study or Extensive course of the student’s occupational field
  • Expense for students of American Field Service (AFS)
  • Expense for students under projects of Educational centers who are members of TEICA  (Thai International Education Consultants Association)
Qualified applicants
  • Individuals who plan for study overseas or are studying overseas and have payroll account with Krungthai Bank
  • Parents or guardians of the students going for overseas study or currently studying overseas
  • Have stable income or own a business
  • Age  limitation
    • Age of parents or guardians as the loanees when combined with the installment period must not exceed 65 years.
    • Join borrower is possible and taken the youngest loanee‘s age as the main person for age limit calculation.
    • For educational loan for overseas study, the age of loanee when combined with installment period must not exceed 60 years.
Qualified bondsman
  • Being government officers/state enterprise employees/government organization employees with minimum salary of 15,000 baht or
  • Being private company employees with minimum salary of 20,000 baht or
  • Owning personal business with minimum monthly income of 50,000 baht
  • Having no bad financial records or insolvency
Required documents
  • A copy of ID card or government officer ID card or state enterprise employee ID card
  • A copy of census registration, marriage or divorce certificate of applicants, spouses, or bondsmen (if any)
  • A copy of certificate of change of name (if any)
  • Salary certificate letter or any financial documents showing reliable income of applicants, spouses (if any), and bondsmen.
  • Certificate of student status/transcript/or proof of acceptance from oversea university
  •  Certification documents from the consular affairs or embassy
  • Documents of estimated expense or receipt from the educational institutions