Personal Insurance policy covered for Coronavirus Infection (Coronavirus (2019-nCoV))

Personal Insurance policy covered for Coronavirus Infection (Coronavirus (2019-nCoV))

The maximum coverage of sum insured up to Baht 1 million
HIGHLIGHT
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The maximum of Medical Expenses up to Baht 100,000
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Premiums start from Baht 150 for all insured
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Coverage of up to Baht 1 million for Critical Illness caused by COVID-19 and the complications or side effects of Coronavirus (COVID-19) Vaccinations
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Coronavirus (COVID-19) testing benefit for family member up to Baht 10,000

Personal Insurance policy covered for Coronavirus Infection (Coronavirus (2019-nCoV))
ADVANTAGE & COVERAGE
Sum Insured (Baht)
Plan 1 Plan 2A Plan 3 Plan 4
1. Coma caused by the Coronavirus disease (COVID-19) pandemic
2. Coma from the complications or side effects of Coronavirus (COVID-19) Vaccinations
100,000 100,000 500,000 1M
3. Medical Expenses caused by the Coronavirus disease (COVID-19) pandemic per year
or
Medical Expenses for Inpatient from the complications or side effects of Coronavirus (COVID-19) Vaccinations) per year
10,000 30,000 50,000 100,000
4. Coronavirus (COVID-19) testing benefit for family member and/or person in the household of the Insured. In case the Insured is diagnosed by physician that the insured have COVID-19 Infection.
not exceed 10,000 (maximum 3 persons /per year)
In case the insured does not claim from Medical Expenses from Coronavirus Infection or Medical Expenses for Inpatient from the complications or side effects of Coronavirus (COVID-19) Vaccinations, the insured can claim from Daily Hospital Cash benefit as an in-patient caused by Coronavirus (COVID-19) instead (Max. 20 Days)
500/
Day
1,500/
Day
2,500/
Day
5,000/
Day
Premium (Baht) /Person /Year
150 250 450 850
Conditions by Dhipaya Insurance Public Co.,Ltd
The Insured age
1 – 99 years old (Current year - the year the Insured was born) on the date that applied the application. For the application on Krungthai NEXT, the insured must be between 15-99 years old on the date that applied the application.
GENERAL EXCLUSIONS
  • Not cover the person who infected or who was suspected that infected by “Coronavirus Infection (Coronavirus (2019-nCoV))” (Including any complications) that existed before the effective date and not yet cured.
  • Not cover who has the first diagnosis by a physician that the Insured has Coronavirus Infection (Coronavirus (2019- nCoV)) within 14 days waiting period condition.
Other Conditions
The Insured can purchase at the maximum of sum insured Baht 1,000,000 and / or maximum of Medical Expenses Baht 100,000.

Remarks

  1. Coma or Brain Death and Neurologic Failure or Terminally illness which the physician diagnosed that is incurable and /or which lead to death from Coronavirus Infection.
  2. Period of covered for the complications or side effects from Coronavirus (COVID-19) Vaccinations must be within 90 days after injections and the Vaccine must be approved by Food and Drug Administration : FDA and injected by physician or nurse at the hospital or medical facility.
  3. In case the insured does not claim from Medical Expenses from Coronavirus Infection or Medical Expenses for Inpatient from the complications or side effects of Coronavirus (COVID-19) Vaccinations, the insured can claim from Daily Hospital Cash benefit as an in-patient caused by Coronavirus (COVID-19) instead
  4. COVID-19 testing benefit for family member and/or person in the household of the Insured will effect from 1st May 2021 for both existing COVID-19 Insurance policy and also new COVID-19 Insurance policy. The Company will not cover COVID-19 testing that tested before 1st May 2021.
  5. For the application on Krungthai NEXT, only Plan 2A, Plan 3 and Plan 4 are offered.

Remarks

  • The Bank is only the insurance broker accommodating request for policy’s application.
  • Dhipaya Insurance Public Company limited is responsible insurer  
  • Krungthai Bank Public Company limited as the brokerage firm with license no. ว00009/2548
  • The buyer should thoroughly study the details of coverage, terms and conditions before purchasing
  • The benefits and coverages and the exclusions are according to the conditions specified in policy, please study more in the policy