HIGHLIGHT
Short-term premium, pay premium for 5 years, 15 years of coverage, with a refund during the contract due to receive a lump sum
Get insurance without health check and do not have to answer health questions
Insurance premiums are used for personal income tax deduction of up to 100,000 baht in accordance with the rules prescribed by the Revenue Department.
COVERAGES/BENEFITS
| Product details and conditions | Smart Saver 15/5 (Non-Participating) |
| Issued age | 20 - 60 Year |
| Coverage period | 15 Year |
| Premium Payment Period | 5 Year |
| Sum Assured (SA) |
20,000 baht - 300,000 baht Maximum SA 5,000,000 baht per product Accumulate SA for Guarantee Issue Offer application (GIO) maximum 20,000,000 baht per life |
| Premium Mode | Annual |
| Premium Type | Guarantee premium |
| Policy Benefit | |
| 1) Survival Benefit |
3.5% of sum assured annually at the end of policy year 5 to 9. 6.0% of sum assured annually at the end of policy year 10 to 14. |
| 2) Death Benefit |
Death during policy year 1 : 101% of Sum Assured * Death during policy year 2 : 202% of Sum Assured * Death during policy year 3 : 315% of Sum Assured * Death during policy year 4 : 420% of Sum Assured * Death during policy year 5-15 : 525% of Sum Assured * * or cash value, whichever is higher. |
| 3) Maturity Benefit | At the end of coverage period, the company shall pay a Maturity Benefit at the rate of 540% of sum assured. |
| Right of the Policy |
|
| Underwriting criteria and other conditions |
|
| Tax deduction | Insurance premiums can be tax deductible according to the conditions of the Revenue Department. |
| Smart Saver 15/5 (Non-Participating) | |
| Issued age | |
| 20 - 60 Year | |
| Coverage period | |
| 15 Year | |
| Premium Payment Period | |
| 5 Year | |
| Sum Assured (SA) | |
|
20,000 baht - 300,000 baht Accumulate SA for Guarantee Issue Offer application (GIO) maximum 20,000,000 baht per life |
|
| Premium Mode | |
| Annual | |
| Premium Type | |
| Guarantee premium | |
| Policy Benefit | |
| 1) Survival Benefit | |
|
3.5% of sum assured annually at the end of policy year 5 to 9. 6.0% of sum assured annually at the end of policy year 10 to 14. |
|
| 2) Death Benefit | |
|
Death during policy year 1 : 101% of Sum Assured * Death during policy year 2 : 202% of Sum Assured * Death during policy year 3 : 315% of Sum Assured * Death during policy year 4 : 420% of Sum Assured * Death during policy year 5-15 : 525% of Sum Assured * * or cash value, whichever is higher. |
|
| 3) Maturity Benefit | |
| At the end of coverage period, the company shall pay a Maturity Benefit at the rate of 540% of sum assured. | |
| Right of the Policy | |
|
|
| Underwriting criteria and other conditions | |
|
|
| Tax deduction | |
| Insurance premiums can be tax deductible according to the conditions of the Revenue Department. | |
Notes
- The bank is life insurance broker who provide the channel to buy life insurance only.
-
Life Insurer is Krungthai-AXA Life Insurance Public Company Limited.
- Krungthai Bank Public Company Limited as a juristic broker with license No. Chor00023/2547
- Buyers should have an understanding in the details of coverage and conditions before making a decision to purchase insurance every time.
- Benefits, coverage and exclusions shall be in accordance with the insurance policy. Please study more details in the policy.
