Krungthai Home Easy Cash

Krungthai Home Easy Cash

Turn land and houses into Cash for your multi-purpose expenses you
need.
Krungthai Home Easy Cash
Krungthai Home Easy Cash
Turn land and houses into Cash for your multi-purpose expenses you
need.
HIGHLIGHT
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Maximum loan limit of 8 million Baht.
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Easy application with houses, condominium units or commercial buildings as collateral.
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No need to have a payroll account via Krungthai Bank.

HIGHLIGHT Unique Features
Interest Rate and Installment Period
Interest Rate (Yearly)
Fixed income earners Self-employed Persons
Types of Collateral: Land with buildings
1st - 2nd Year: MRR - 1.5%
3rd Year - end to term: MRR - 0.5%
MRR + 1.0%
Types of Collateral: Condominium units / Commercial buildings
1st - 2nd Year: MRR - 1.0%
3rd Year - end to term: MRR
MRR + 1.0%
Types of Collateral: Land
1st - 2nd Year: MRR - 0.5%
3rd Year - end to term: MRR + 1.0%
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**A maximum amount of 15-year loan period**
The collateral must be free from mortgage, except in the case of refinancing from other financial institutions.
Easy to apply
Qualified applicants 
  1. Earn fixed income and credential evidence of earning reports and have working periods over 1 year. Working periods can be accumulated from previous and current jobs.
  2. If the loan is for occupational purposes, the business must have been established for over 1 year with valid bank statements or credential business income report.
  3. The part-time job‘s net income (after deduction of business cost) must be less than the regular job earning.
  4. Self-employed persons must have been in business operations for at least 1 year and must have a bank statement or other source of income documentation for loan consideration.
  5. Joint borrowing is possible. The repayment period and the applicant or the co-borrower’s age combined must not exceed 60 years.
  6. The net income must be enough to cover payment of the loan with interest to the Bank.
  7. No previous history of missing due payment.
Required Documents
  1. The applicant and spouse (if applicable)’s copies of national identification card
  2. The applicant and spouse (if applicable)’s copies of house registration
  3. Original copy of income certifying letter or other original copy of credential income report
  4. Copy of bank statement of a payroll account showing salary deposits from at least last three months