



- on deposits in 6 major currencies: USD, EUR, GBP, AUD, CNY, and NZD,
- with no minimum or maximum deposit requirements. *Terms and exchange rates are as specified by the Bank. | The interest rates for Global Savings in 6 currencies (USD, EUR, GBP, CNY, AUD, NZD) | For further information at www.krungthai.com | Exchange rates are subject to change. The terms should be thoroughly reviewed and understood before any transactions are conducted.




- Deposit : Save and earn interest.
- Transfer : Convenient international transfers with great rates, or domestic transfers within Krungthai Bank and to other banks.
- Investment : Easy investments by linking your account to the Pao Tang app to buy and sell gold with good rates and cost savings.
- Payment : Spend overseas with ease, great rates, and earn cash back with the Krungthai Travel Debit Card.


Make overseas transfers via your Global Savings account and enjoy waived or reduced fees (standard fee: THB 499/799 per transaction) when transferring in 7 major currencies: AUD (Australia), EUR (32 countries), GBP (UK), HKD (Hong Kong), SGD (Singapore), USD (USA), CAD (Canada). Applicable for transfers up to THB 1.5 million per transaction, with no daily transaction limit, valid from January 1 to December 31, 2025.
Special Offers for Krungthai Wealth Customers:
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Krungthai Private Banking: No transfer fee
[Click for more details] -
Krungthai Precious+: THB 99 per transaction
[Click for more details] - Krungthai Iconic: THB 129 per transaction [Click for more details]
Krungthai Travel Premium Mastercard Debit Card Holders (when linked to a Global Savings account): THB 99 per transaction
Note: Customers who hold both Krungthai Private Banking status and the Krungthai Travel Premium Mastercard Debit Card will receive the maximum benefit with no transfer fees.
*Terms and conditions are as specified by the Bank.

Who is the Global Savings account suitable for?
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Individuals / Foreign Currency Savers

Parents of Students Studying Overseas

Businessperson/Investors

Travelers
Global Savings Account Guide
Global Savings Interest Rates
Currencies | Interest Rates* (per annum) |
USD | 2.50% |
GBP | 2.50% |
NZD | 2.50% |
AUD | 2.00% |
EUR | 1.50% |
CNY | 1.00% |
Interest Payment and Withholding Tax
Interest Payment | Additional Information |
Savings account interest is paid twice a year (in June and December). |
The rate is in accordance with the announcement on foreign currency deposit interest rates |
Withholding Tax | Additional Information |
15% for individuals. |
No tax is applied on savings account interest if the annual interest earned is less than 20,000 Baht. |
Transaction Limits via Krungthai NEXT App
Transaction Type | Limit |
Currency Exchange (Buy/Sell) | 1.5 million Baht per transaction |
Intra-Bank Transfers Between Own Accounts | No transfer limit |
Intra-Bank Transfers to Other Individuals | 500,000 Baht per transaction |
Incoming International Transfers / FCD Transfers to Other Banks within Thailand (Transfers can only be made to a third-party account.) |
1.5 million Baht per transaction (Available in 14 currencies, excluding CNY, INR, TWD, KRW, AED, QAR) |
Incoming Transfers / FCD Transfers from Other Banks within Thailand |
Limited by the incoming foreign transfer regulations (Available in 18 currencies, excluding TWD, KRW) |
Note: The daily transaction limit via the Krungthai NEXT app is 2 million Baht.
- Thai citizen
- 15 years of age or older
- National ID card
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Currency Exchange (Buy/Sell)
- No fees for exchanging Thai Baht for foreign currency or vice versa.
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Transfer Between Own Accounts / Transfer to Others within the Bank
- No transaction fee.
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International Money Transfer via Krungthai NEXT App (For more details, click here)
- WARP System: Starting at 299 Baht, charged in the equivalent foreign currency.
- SWIFT System: SWIFT Charge Ben of 20 USD / Charge Our of 50 USD, with no Com in Lieu (Other currencies are subject to the Bank's announcement).
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International Money Transfer via Bank Counter (For more details, click here)
- WARP System: Transfer fees starting at 499 Baht, charged in the equivalent foreign currency.
- SWIFT System: SWIFT Charge Ben of 20 USD / Charge Our of 50 USD, with 0.25% Com in Lieu of the transfer amount (minimum 500 Baht), no Com in Lieu for deposits made in Thai Baht. (Other currencies are subject to the Bank's announcement).
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Incoming International Transfers
- SWIFT Charge of 0.25% of the transfer amount, with a minimum of 200 Baht and a maximum of 500 Baht.
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Foreign Currency Deposit and Withdrawal via Bank Counter
- Deposit Fee: 1% of the deposit amount, with a minimum of 500 Baht.
- Withdrawal Fee: 0.6% of the amount (minimum 500 Baht) for USD, and 1% of the amount (minimum 500 Baht) for other currencies.
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Deposit and Withdrawal of Drafts / Foreign Cheques at Bank Counter
- Fees are in accordance with the Bank’s announcement.
Important Information
- Depositors holding a Foreign Currency Deposit (FCD) account with a passbook or an e-FCD Special account linked to the Gold Wallet on the Paotang application will receive a different interest rate if the account has not been upgraded to a Global Savings account. The interest rate is determined by the Bank's announcements.
- When upgrading your existing FCD account to a Global Savings account, if you have linked services such as FCD Fixed accounts, foreign currency Structured Notes, KTAM mutual funds in foreign currencies, or other external products, you must create a separate Global Savings account for each currency. This ensures that the linked services remain active and are not impacted by the upgrade.
- Exchange rates may change at any time. Please verify the latest rates on the Krungthai NEXT application before completing any transactions. Terms and conditions are as specified by the Bank.
- The Bank reserves the right to notify, suspend, or terminate deposit and withdrawal services, or close deposit accounts at any time if, at its sole discretion, it determines that: (a) The account or related financial transactions are suspected of involvement in fraudulent or illegal activities, or are being used for unlawful purposes. This includes, but is not limited to, activities such as money laundering or financing terrorism. (b) The account is being used for speculative purposes involving the Thai Baht or exchange rates, in violation of the bank's policies and conditions. In either case (a) or (b), the account holder agrees to waive any claims for damages against the Bank resulting from these actions.
- For further information, please contact the Krungthai Contact Center at 02-111-1111.